Blue Options HSA^SM
High-Deductible Health Plan + Health Savings Account

More than a PPO

Blue Options HSA^SM uses BCBSNC®'s most popular health plan design, the PPO¹, and pairs it with a health savings account (HSA). It's a tax-free way to help pay for current or future out-of-pocket health care expenses. To be eligible to open an HSA and begin saving money for medical expenses tax free, you must be covered by an IRS-qualified high-deductible health plan (HDHP), such as Blue Options HSA^SM (HSA). High-deductible health plans have lower premiums than traditional plans so you will save money immediately

A tax-free account for medical expenses²

With Blue Options HSA^SM, BCBSNC® automatically includes a tax-free savings account for medical expenses. You can make tax-deductible contributions to your HSA (in one lump sum or throughout the year) up to allowable limits. ³ Each year, as your HSA balance grows, it accrues interest tax free, and any qualified payments made from it are also tax free⁴.

Account balance rolls over and can be invested

Funds that are not used in a given year roll over into the next year and belong to you. Additionally, HSA funds can be invested to save for future medical expenses or even retirement⁵.

®mark, SM marks of the Blue Cross and Blue Shield Association®. SM1 mark of Blue Cross and Blue Shield of North Carolina®. ¹ Blue Cross Blue Shield of North Carolina® (BCBSNC®)Internal Data 2005. ² BCBCNC® does not administer your HSA. Your HSA custodian is Mellon Trust of New England, N.A. BCBCNC® is not affiliated with your HSA custodian or administrator.³ These amounts will be updated annually for inflation. For the most up-to-date information visit www.irs.gov. ⁴ Withdrawals are tax free only if used for qualified medical expenses. See www.irs.gov for specific regulations. ⁵ Availability of the ACSMellon HSA Solution investment alternative is subject to HSA account balance minimums. Blue Cross and Blue Shield of North Carolina® reserves the right to discontinue or change this program at any time. All plans may not be eligible for these programs mark, SM marks of the Blue Cross and Blue Shield Association®.

Need More Information?
Contact Harrell Financial Services, Inc.
3489 S. Evans St.
Greenville, NC 27834
PH 252-355-8855
FAX 252-353-2757
Email david@harrellfinancialservices.com