Blue Options^SM
Preferred provider organization (PPO) Plan

With Blue Options^SM, members have access to many of the best doctors, hospitals and specialists in the state. Members visit in-network providers, show their Blue Cross and Blue Shield of North Carolina® (BCBSNC®) ID card and pay their copayment. The doctor handles the administrative details and files the claims. There's no messy paperwork. It's that easy. Members can even go directly to in-network specialists without a referral.¹ Members also have the freedom to go outside the network; the only difference is the out-of-pocket costs.

Blue Options^SM features the largest provider networks in North Carolina and predictable member copayments and coinsurance.² Members are also covered across the nation and in more than 200 countries and territories worldwide.³

Blue Options^SM members are covered for preventive care including annual physical exams, annual Ob/Gyn visits, standard immunizations, annual eye exams, as well as mammograms and prostate screenings. Blue Options^SM plans may also include a pharmacy benefit, in which case, members pay only a copayment for prescription drugs.

As Blue Cross and Blue Shield of North Carolina® members, Blue Options^SM members have access to a variety of resources and programs designed to maximize their health care experience. Resources include the Member Health Partnerships, programs that help members manage health conditions like asthma and diabetes, and Blue Extras^SM, free value-added programs that provide members discounts on everything from vitamins to gym memberships.⁴

®mark, SM marks of the Blue Cross and Blue Shield Association®. SM1 mark of Blue Cross and Blue Shield of North Carolina®. ¹ Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient hospital-based services provided by hospital-owned or operated practices. These services and supplies may be subject to your deductible and coinsurance. ² Referrals may be needed for certain mental health and substance abuse services. ³ Blue Advantage® Plan B requires a $200 prescription drug deductible. ⁴ 2004 BCBSNC® Internal Data. ⁵ Blue Cross and Blue Shield of North Carolina® reserves the right to discontinue or change this program at any time. All plans may not be eligible for these programs mark, SM marks of the Blue Cross and Blue Shield Association®.

Need More Information?
Contact Harrell Financial Services, Inc.
3489 S. Evans St.
Greenville, NC 27834
PH 252-355-8855
FAX 252-353-2757
Email david@harrellfinancialservices.com