Blue Advantage®
Individual coverage plan

With Blue Advantage®, members have access to many of the best doctors, hospitals and specialists in North Carolina. Our provider networks are large and member copayments and coinsurance are predictable.¹ Members visit in-network providers, show their Blue Cross and Blue Shield of North Carolina ®(BCBSNC®) ID card and pay their copayment. The doctor handles the administrative details and files the claims. There 's no messy paperwork. It's that easy.

Blue Advantage® members can also go directly to in-network specialists without a referral and have the freedom to go outside the network for most services.² The only difference is the out-of-pocket cost.

Applicants may choose to purchase coverage for their children only. Children will receive full Blue Advantage® benefits, including coverage for well-child and well-baby care and immunizations. Applicants can also select maternity coverage for an extra charge when they first purchase a policy, renew a policy (if the policy has been in effect for at least six months), or if they have a family status change like marriage.

®mark, SM marks of the Blue Cross and Blue Shield Association of North Carolina®. SM1 mark of Blue Cross and Blue Shield of North Carolina®®. ¹ Some services and supplies received by members in an office setting or in connection with an office visit are in fact outpatient hospital-based services provided by hospital-owned or operated practices. These services and supplies may be subject to your deductible and coinsurance. ² Referrals may be needed for certain mental health and substance abuse services. ³ Blue Advantage ® Plan B requires a $200 prescription drug deductible. ⁴ 2004 BCBSNC Internal Data. ⁵ Blue Cross and Blue Shield of North Carolina® reserves the right to discontinue or change this program at any time. All plans may not be eligible for these programs mark, SM marks of the Blue Cross and Blue Shield Association of North Carolina®.

Need More Information?
Contact Harrell Financial Services, Inc.
3489 S. Evans St.
Greenville, NC 27834
PH 252-355-8855
FAX 252-353-2757
Email david@harrellfinancialservices.com